Navigator currently offers three product types for quoting/applying: Term Life, Final Expense (Whole Life), and IUL. You are able to quote for a client to see available carriers and apply from that same quote by each product type. (Such as quoting the Term Life product for an eligible client will show the SBLI EasyTrak and Banner Life BeyondTerm products, to apply directly in Navigator)
The Whole Life (called 'Final Expense' in Navigator) products available in Navigator are the AmAm Quility Secure Future Preferred from American Amicable (https://b2b-hq.quility.com/page/american-amicable) and the UHL Quility Secure Future Complete from United Home Life (https://b2b-hq.quility.com/page/united-home-life).
The Term Life products available in Navigator are the Banner Life BeyondTerm from Banner Life (https://b2b-hq.quility.com/page/banner-life) and the SBLI EasyTrak product from Savings Bank Life Insurance Company (https://b2b-hq.quility.com/page/sbli).
A spouse cannot be added to the application, as policies are issued individually. Each person would need to apply for and maintain a separate policy. The only addition allowed on a term life policy is a beneficiary. Term Life product beneficiaries can include a parent, spouse or ex-spouse, fiancé or fiancée, domestic partner, child, parent of proposed insured’s child, sibling, niece/nephew, or estate.
Term Life products in Navigator provide coverage for financial needs like Mortgage Protection, Debt Protection, Income Replacement, and other short-term coverage scenarios.
We also have an Index Universal Life (IUL) Quantum product from F&G (https://b2b-hq.quility.com/page/fg-quantum) available in Navigator.
You can find all available carriers in HQ using this link-
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